Bad Faith Insurance Claims in Houston
Insurance companies often make promises, but when it comes time to pay, some look for ways out. You pay your premiums, file a claim, and expect fair treatment. Instead, you might face delays, denials, or excuses that leave you stuck with bills and repairs. This isn't just unfair. It's a breach of trust, and Texas law gives you the right to push back. Storm damage cleanup is a constant need across properties in Houston, making fair insurance practices even more important.
When an insurer puts its own interests first, you're left picking up the pieces. Bills pile up, repairs stall, and the stress grows. Texas law doesn't let insurance companies get away with these tactics. You have tools to fight back, and knowing what to watch for can help you get what you're owed.
Why Choose Our Firm
Our insurance bad faith attorneys offer:
- Extensive experience fighting insurance companies
- Deep understanding of insurance law and regulations
- Resources to take on major insurers
- No fees unless we win your case
- Personalized attention to every client
How We Spot Bad Faith by Insurers
Patterns matter more than single mistakes. When an insurer drags things out, ignores your claim, or offers far less than your policy covers, it's not just a slip-up. These are signs of a company trying to avoid its responsibilities. You don't have to accept it.
- Unreasonable Delays: Weeks or months pass with no real updates or progress on your claim.
- Denying Valid Claims: The company turns down your claim even though your policy clearly covers the loss and you've provided proof.
- Lowball Settlement Offers: You get an offer that doesn't come close to covering your actual damages.
- Failure to Investigate: The insurer skips steps, ignores evidence, or never sends anyone to look at the damage.
- Misrepresenting Policy Terms: They twist the wording of your policy to make it sound like you're not covered when you are.
These aren't just annoying. They're against the law in Texas. Insurers must handle claims fairly and quickly. When they don't, they break the trust you placed in them. If you see these signs, it's time to act before things get worse.
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